Nivabupa Health Insurance
Your Partner in Health Protection
Why Choose Nivabupa Health Insurance?
In today’s fast-paced world, securing your health is more important than ever. Nivabupa Health Insurance offers comprehensive health coverage, ensuring financial security and access to quality healthcare when you need it the most. Whether you are looking for individual plans, family coverage, or senior citizen insurance, Niva Bupa has tailor-made policies to suit your needs.
Key Benefits of Nivabupa Health Insurance
✅ Comprehensive Coverage – Protects against hospitalization expenses, critical illnesses, maternity costs, and more.
✅ Cashless Hospitalization – Get treatment at over 8,000+ network hospitals across India without worrying about upfront payments.
✅ No Room Rent Capping – Choose any hospital room based on your preference without restrictions.
✅ Pre and Post-Hospitalization Coverage – Covers medical expenses before and after hospitalization for a specified period.
✅ AYUSH Treatment – Coverage for alternative treatments such as Ayurveda, Yoga, Unani, Siddha, and Homeopathy.
✅ Tax Benefits – Avail tax deductions under Section 80D of the Income Tax Act.
✅ Free Annual Health Check-ups – Regular health check-ups to monitor your well-being.
Popular Health Insurance Plans by Niva Bupa
1.Niva Bupa Health Companion Plan
Ideal for individuals and families, offering wide coverage and affordable premiums.
Sum insured options: ₹2 lakh – ₹1 crore
Coverage for daycare procedures and domiciliary treatment
No room rent limits
2. Niva Bupa ReAssure Plan
Best for those seeking unlimited reinstatement of sum insured.
100% sum insured restoration for every claim
Covers organ donor expenses
No claim bonus for every claim-free year
3. Niva Bupa Senior First Plan
Designed for senior citizens, ensuring peace of mind in old age.
Entry age from 60 years onwards
No medical test required before policy issuance
Lifetime renewability
4. Niva Bupa Aspire Plan
A digital-first health plan offering advanced benefits.
24/7 digital assistance
Wellness rewards and discounts on renewal
OPD consultations covered
How to File a Claim?
Cashless Claim Process
Get admitted to a network hospital.
Show your Niva Bupa Health Card and ID proof.
The hospital will send a pre-authorization request.
Once approved, Niva Bupa settles the bill directly.
Reimbursement Claim Process
Get treated at any hospital of your choice.
Pay the bills and collect all original documents.
Submit the claim form along with hospital bills and reports.
Receive reimbursement in your bank account after approval.
Frequently Asked Questions (FAQ)
Niva Bupa Health Insurance (formerly Max Bupa Health Insurance) is a leading health insurance provider in India, offering a range of medical insurance plans for individuals, families, and senior citizens. Their policies cover hospitalization costs, pre- and post-hospitalization expenses, and other medical benefits.
Niva Bupa offers a variety of plans such as:
Individual Health Insurance – For a single person’s medical coverage.
Family Floater Plans – Covers the entire family under one policy.
Senior Citizen Health Plans – Designed for people above 60 years.
Critical Illness Insurance – Provides a lump sum for serious medical conditions.
Coverage typically includes:
In-patient hospitalization expenses
Pre- and post-hospitalization costs
Daycare procedures
Ambulance charges
Cashless treatment at network hospitals
Coverage benefits may vary depending on the plan chosen.
You can purchase Niva Bupa Health Insurance directly from their official website, through insurance aggregators, or by contacting an authorized agent. Buying online allows you to compare plans, calculate premiums, and complete your purchase instantly.
Niva Bupa offers both cashless claims (at network hospitals) and reimbursement claims. For cashless claims, inform the insurance company or hospital’s TPA before admission. For reimbursement claims, submit all necessary bills and documents within the specified time frame.
